Homebuyer due diligence

Know who is handling your mortgage.

Before they hand you the keys to your biggest purchase, KeysAhead tells you who they actually are. Search any U.S. mortgage loan officer by name, company, city, or NMLS number.

Free. No login. Results link to the official NMLS record so you can confirm it yourself.

FreeNo login112,606+ active records loadedBuilt from state public records
License status: ActiveNMLS #1842309

Sarah Chen

Loan Officer · Goldcoast Mortgage Co.

CompanyGoldcoast Mortgage Co.
LocationAustin, TX
Licensed since2017
NMLS statusActive

Illustrative example · search above for real records

203,251
Records loaded
112,606
Active licenses
4 states
With full rosters
$0
Cost to you, always

How it works

Verify your loan officer in about a minute.

01 · Search

Type a name or NMLS number

Search the people on your loan estimate, your closing disclosure, or the business card you were handed.

02 · Read

See license status and history

License status, the company they work under, where they are licensed, and how long they have held a license.

03 · Confirm

Open the official record

Every result links straight to the official NMLS Consumer Access record so you can confirm it yourself.

Frequently asked questions

Is KeysAhead free to use?

Yes. Looking up a loan officer is free and needs no account. KeysAhead is a consumer resource built on public records, not a paid service.

Where does the data come from?

From the licensing rosters that state mortgage regulators publish as public records. We show licensing facts only, and every record links to the official NMLS Consumer Access entry so you can confirm it. See where our data comes from.

Is this the official NMLS website?

No. KeysAhead is independent and not affiliated with NMLS or any regulator. The official record always lives on NMLS Consumer Access. We make that record easier to find and read.

What if my loan officer is not in the results?

We have loaded full rosters for several states so far and are adding more. If you do not see someone, search them directly on the official NMLS Consumer Access site using the link in the results.

Homebuyer due diligence

Check the people handling your closing.

Search any U.S. mortgage loan officer by name, company, city, or NMLS number. Free, no login.

Look up a license

A one-minute check before the biggest signature stack of your life.