New York · verify a license

Mortgage loan officers in New York

Before you sign anything in New York, confirm the loan officer handling your mortgage is licensed and in good standing. This page shows you how, with real records.

Free. No login. Results link to the official NMLS record so you can confirm it yourself.

A note on New York records

New York publishes individual loan-officer licensing through NMLS rather than as a downloadable public file, so KeysAhead does not republish a New York roster. You can still look up any New York loan officer in seconds using the official record below, and the steps on this page show you exactly what to check.

How to verify a loan officer's license in New York

  1. Get their NMLS number. It appears on your loan estimate, your closing disclosure, their business card, and email signatures. Every licensed originator has one.
  2. Open the official record. Go to NMLS Consumer Access and search the name or NMLS number.
  3. Check the license status. Confirm it shows an active New York license and read the employment and regulatory-action history.
  4. Confirm the company. Make sure the company on the record matches the company on your paperwork.

New York licenses mortgage loan officers through the New York State Department of Financial Services. For complaints or to confirm a company's standing, that office is the authority.

States with full rosters

Frequently asked questions

Who licenses mortgage loan officers in New York?

The New York State Department of Financial Services oversees mortgage licensing in New York, working through the Nationwide Multistate Licensing System (NMLS).

Why can't I see a New York roster on KeysAhead yet?

New York makes individual loan-officer data available through NMLS rather than as a free downloadable file, and KeysAhead only republishes data we can source cleanly from a state's own public records. The official NMLS record covers every New York officer in the meantime.

How do I report a problem with a loan officer?

Contact the New York State Department of Financial Services directly. KeysAhead is an independent resource and does not handle complaints or regulate licensees.

Homebuyer due diligence

Check the people handling your closing.

Search any U.S. mortgage loan officer by name, company, city, or NMLS number. Free, no login.

Look up a license

A one-minute check before the biggest signature stack of your life.